How to counter lowball offers from auto insurers after your vehicle is totaled


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Auto insurance adjusters utilize an industry database that’s stacked resistant to the consumer and tends to value cars at 70 cents around the dollar-a whopping 30% under what your truck is really worth! So here’s how you would fight and find a fair value for ones vehicle…

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Dealing with auto insurers after a mishap or theft

If you believe some insurance company is wanting to cheat your self on the price of car or truck that is definitely totaled or stolen, here’s what Clark says you must do.

  1. First, develop a standard value for your vehicle, adjusting for mileage and condition, on KBB.com, Edmunds.com and NADA.com. You’ll wish to try to find the retail value numbers, not trade-in value because those numbers are a joke.
  2. Second, write instructions to your insurer stating they are the values you found. Ask to meet up with using your adjuster’s supervisor if they’re not receptive towards numbers you’re bringing.
  3. If the supervisor still isn’t having it, explain you wish to invoke the appraisal clause of the contract. That’s that you provide an independent appraiser who develops the additional value on your vehicle. That’s the best way Clark knows to handle lowball offers!

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